Terms of Service

Applicable to all purchases of Drop With Nicco mentorship, community access, and related digital products.

These Terms of Service (“Terms”) govern the purchase and use of the Drop With Nicco mentorship program, community access, sourcing engagement, and all related digital materials (collectively, the “Program”) sold by Drop With Nicco and its principal Nicco (collectively, “Company,” “we,” “us,” or “our”) to you (the “Buyer,” “Student,” “you,” or “your”).

1. Acceptance

By clicking “pay,” “subscribe,” “join,” “enroll,” “agree,” or any functionally equivalent affirmation on the checkout page — or by ticking the “I agree to the Terms of Service” consent element presented at checkout — you affirmatively acknowledge that you have read, understood, and agreed to be bound by these Terms in full. The checkout platform records the timestamp and network address of that acceptance, and that record constitutes conclusive evidence of your assent for all purposes, including any subsequent chargeback, dispute, or legal proceeding.

You additionally deem-accept these Terms if, after payment or financing approval, you (a) access the private community; (b) attend, in whole or in part, the founder onboarding call; (c) view, download, or otherwise consume any Program material; or (d) participate in any group call, private communication channel, or sourcing engagement.

2. Nature of the Product — Digital, Immediately Delivered

The Program is a digital product. It consists of, without limitation:

• Immediate access to the private community and its lesson modules, video content, written frameworks, supplier references, pricing playbooks, and supporting documents;
• Live and recorded group calls hosted by the Founder and senior community members;
• A scheduled one-on-one onboarding call with the Founder, Nicco;
• The Company’s 90-Day First Product Guarantee obligations, as defined in Section 4;
• Ongoing peer-to-peer networking, deal-flow conversations, and introductions inside the community.

Delivery of the Program is deemed complete the moment your account is provisioned and your onboarding session is calendared. From that instant forward, the entirety of the intellectual property, network, and time-value of the Founder has been transferred to you and cannot be returned, un-viewed, un-downloaded, or un-learned.

3. The Program Tiers

The Program is offered in multiple tiers, each including access to the private community, group calls, and the founder onboarding session. Higher tiers include additional 1:1 attention, done-with-you deliverables, and extended supplier introductions. The 90-Day First Product Guarantee described in Section 4 applies identically to every tier. Tier pricing is disclosed at checkout.

4. The 90-Day First Product Guarantee

4.1 Verified Sourced Product — Definition

A “Verified Sourced Product” means the Buyer has documented, in writing and inside the Company’s sourcing intake system, all three of the following:

1. Written supplier quote. A written or electronic quote from a supplier, dated within the Buyer’s 90-day guarantee window, stating (a) the unit price and (b) the minimum order quantity (MOQ).
2. Documented resale price point. Either (a) a published contractor, distributor, or supply-house price for the same or a materially equivalent SKU, or (b) a written buyer quote from a prospective purchaser identifying an agreed unit price.
3. Margin of at least fifty percent (50%), calculated on a margin-on-price basis using the formula:
   
       Margin = (Resale Price − Supplier Unit Price) ÷ Resale Price
   
   For clarity, a Verified Sourced Product requires that the Supplier Unit Price is no greater than fifty percent (50%) of the Resale Price demonstrated under item (2) above.

5. Qualifying Conditions (Mechanically Verified)

The guarantee in Section 4 is triggered only if you complete both of the following during the 90-day guarantee window. These conditions are verified mechanically, against platform logs. No subjective, discretionary, or good-faith evaluation is applied.

1. Live-call attendance. You must attend, live, at least eighty percent (80%) of the scheduled Drop With Nicco live group calls held during the 90-day window, with a minimum of forty (40) continuous minutes present per counted session. Attendance is measured by the Company’s call-platform records. Recordings viewed after the fact do not count.
2. Module completion. You must complete one hundred percent (100%) of the Program’s modules inside the private community, as tracked by the platform’s lesson-completion timestamps. Marking a lesson complete without a corresponding view timestamp does not satisfy this condition.

The 90-day window begins on the calendar day of enrollment (payment date) and ends 90 calendar days thereafter. Time paused voluntarily by the Buyer — travel, personal matters, elective breaks — does not extend the window unless a written extension is granted by the Company in advance and in writing.

6. Claim Process

1. File. Within fourteen (14) calendar days after the 90-day window ends, submit a written claim to support@dropwithnicco.com stating (a) your name, (b) the email associated with your enrollment, (c) your enrollment date, and (d) a written acknowledgment that you did not achieve a Verified Sourced Product within the 90-day window.
2. Verify. Within five (5) business days of receipt of the claim, the Company will verify your satisfaction of both qualifying conditions in Section 5 against the platform logs, and will send you the specific records reviewed, so that you may inspect the same data the Company relied on.
3. First session scheduled. If both qualifying conditions are satisfied and no Verified Sourced Product has been recorded, the first 1:1 redemption session will be scheduled within ten (10) business days of the verification.

7. Redemption Terms

Redemption of the guarantee consists of:

• Deliverer. 1:1 working sessions with the Founder, Nicco, personally.
• Cadence. Sessions occur on a biweekly basis by default. Buyer and Founder may, by mutual written agreement, adjust cadence to accommodate travel, holidays, or supplier lead times.
• Outer bound. Redemption continues until the earlier of (a) the Buyer achieving a Verified Sourced Product per Section 4.1, or (b) the passage of six (6) months from the date of the first redemption session. If the outer bound is reached without a Verified Sourced Product, the Company’s obligation under the guarantee is considered satisfied.
• Non-transferable. The guarantee is personal to the enrolled Buyer and may not be assigned, transferred, or exercised by any other party.
• One claim per enrollment. The guarantee may be invoked once per enrollment. Reinstatement of a lapsed or voluntarily-terminated enrollment does not reset the guarantee window.

8. The Guarantee Is a Performance Guarantee, Not a Refund

The guarantee’s sole and exclusive remedy is the redemption engagement described in Section 7. No cash refund, partial refund, credit, or offset against any card, financing, or third-party payment obligation is owed under the guarantee. You may not invoke the guarantee remedy while simultaneously initiating a chargeback, dispute, lender reversal, or public disparagement campaign against the Company; doing so waives the remedy in full.

9. No-Refund Policy — All Sales Final

Because the Program is a digital product delivered in full at the moment of enrollment, all sales are final and non-refundable. This policy applies without exception, including but not limited to circumstances in which you:

• Have changed your mind, developed cold feet, or experienced a decline in motivation subsequent to purchase;
• Believe you do not have sufficient time or current life capacity to consume the materials;
• Have not yet accessed the community, attended the founder call, or implemented any portion of the curriculum, access having nonetheless been granted;
• Purchased through an installment plan or third-party lender (Affirm, Klarna, Afterpay, PayPal Credit, or any equivalent). Financing is a transaction between you and the lender; the underlying digital product remains fully delivered and non-refundable by the Company;
• Failed to satisfy the qualifying conditions in Section 5 and therefore do not qualify for the Section 7 redemption.

Refund requests grounded in any of the foregoing — or in any reason unrelated to a material failure of the Company to deliver the access and materials described in Section 2 — will be denied.

10. Installment and Financing Obligations

If you elect to pay for the Program in installments, you acknowledge that (a) your obligation to pay each installment is independent of your subjective satisfaction, attendance, or business results; (b) the Company has fully earned and delivered the digital product at the moment access is provisioned, regardless of whether all installments have yet been paid; and (c) any failure, refusal, or reversal of any scheduled installment payment — including via chargeback, dispute, lender clawback, ACH reversal, or voluntary cancellation of a payment method — constitutes a material breach of these Terms, immediately accelerating the entire remaining balance and rendering it due in full, together with a late fee equal to the greater of $150 or five percent (5%) of the accelerated balance, plus any costs of collection.

11. Chargeback and Payment-Reversal Bar

You expressly agree that you will not initiate, and you waive any right to initiate, any credit-card or debit-card chargeback, dispute, financing-provider dispute, lender-initiated clawback, or ACH return based on dissatisfaction, cold feet, scheduling, changed circumstances, buyer’s remorse, or any claim of non-delivery that is not factually accurate, or any dispute filed after you have accessed, viewed, downloaded, copied, or benefited from any portion of the Program, or after the founder onboarding call has been held.

The initiation of any contractually-barred dispute is itself a material breach of these Terms. In such event, the Company is entitled to (i) submit these Terms — along with the Buyer’s checkout timestamp, network address, order record, community access logs, and any other consented data — as conclusive evidence in the dispute; (ii) recover the disputed amount, any resulting fees, and all costs of defending the dispute (including reasonable attorneys’ fees); (iii) immediately suspend or terminate your access to the Program; and (iv) pursue any additional remedies listed in Section 13.

12. Intellectual Property, Confidentiality, and Use Restrictions

All materials made available inside the community, on group calls, in the founder onboarding session, and through any private communication channel — including supplier names, supplier contact information, freight and logistics partners, pricing sheets, sales scripts, marketing playbooks, financial frameworks, and derivative community discussion (the “Materials”) — are the exclusive intellectual property of the Company and the Founder.

You agree that you will not, directly or indirectly:

• Copy, reproduce, redistribute, repost, resell, sublicense, or publicly disclose any portion of the Materials in any form — including by screen recording, screenshot, transcription, summarization, or training of any artificial-intelligence model;
• Share, transfer, or otherwise grant any third party access to your community account, your purchase, the founder onboarding call, or any private community space;
• Use the Materials, supplier relationships, or community contacts to launch, operate, or assist any competing program, coaching offer, mastermind, or educational product;
• Disclose, publish, or otherwise communicate the contents of any private conversation with the Founder, the Company’s staff, or any other member of the community.

These obligations are perpetual and survive any termination of your access to the Program.

Any breach of this Section 12 would cause the Company harm that is difficult to quantify in conventional damages. Accordingly, in the event of any such breach, the Company shall be entitled to liquidated damages equal to ten (10) times the original Program purchase price, without prejudice to the Company’s right to seek equitable relief, including a temporary restraining order and permanent injunction.

13. Reservation of Rights and Legal Remedies

The Company expressly reserves all rights and remedies available to it at law and in equity. In the event of any breach of these Terms, the Company reserves the right to pursue any and all of the following remedies without further notice: (i) referral of the account to a third-party collections agency; (ii) reporting of delinquency to applicable consumer-credit bureaus where permitted by law; (iii) filing of a civil action for breach of contract, conversion, unjust enrichment, misappropriation of trade secrets, and/or tortious interference; (iv) recovery of the full original Program price, plus liquidated damages, costs of collection, and reasonable attorneys’ fees; (v) injunctive relief; and (vi) immediate suspension or termination of Program access.

14. Results, Risk, and No Guarantee of Business Outcomes

The 90-Day First Product Guarantee described in Section 4 is a guarantee of a sourcing deliverable only. Income, revenue, resale volume, profit realization, and any other downstream business-outcome examples shared by the Founder, the Company, or any community member are illustrative and are not guarantees of your personal results. Your success depends on factors unique to you, including your effort, capital, market conditions, execution quality, regulatory environment, and operational discipline. You assume full responsibility for your own business decisions. Beyond the specific sourcing deliverable described in Section 4, the Company makes no representation that you will achieve any particular financial outcome.

15. Governing Law, Venue, and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-laws principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Program shall be resolved exclusively by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, with the seat of arbitration in Denton County, Texas. Judgment on the award may be entered in any court having jurisdiction. The prevailing party shall be entitled to recover its reasonable attorneys’ fees and costs. You waive any right to participate in a class action, collective action, or representative proceeding against the Company.

Notwithstanding the foregoing, the Company may seek injunctive or other equitable relief in any court of competent jurisdiction in Texas to protect its intellectual property, confidential information, or supplier relationships.

16. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Company’s aggregate liability arising out of or relating to these Terms or the Program exceed the total amount actually paid by you to the Company for the Program. In no event shall the Company be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost business opportunities, or lost data.

17. Data Retention

You acknowledge and agree that the Company retains, for a minimum of seven (7) years, your order data, consent timestamp, network address, community access logs, intake submissions, and communications with the Company, for the purposes of (i) defending against actual or threatened chargebacks, disputes, or legal claims; (ii) satisfying accounting, tax, and other legal obligations; and (iii) enforcing these Terms.

18. Modifications; Severability; Entire Agreement

The Company may update these Terms from time to time. The version in effect at the time of your purchase controls that purchase; subsequent modifications apply prospectively.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. These Terms, together with your order record and any written sourcing intake accepted by the Company, constitute the entire agreement between the parties and supersede any prior representation, oral or written.

19. Buyer Acknowledgment

By completing checkout, by accessing the community, by attending the founder onboarding call, or by consuming any portion of the Materials, you confirm that you have read these Terms in their entirety, that you have had the opportunity to ask any questions prior to enrolling, and that you knowingly and voluntarily agree to be bound by each of their terms. You specifically acknowledge that: (a) the Program is a digital product and access has been delivered to you in full; (b) no refunds will be issued; (c) any installment or financing obligation is unconditional; (d) you will not initiate a chargeback, dispute, or lender reversal in violation of these Terms; (e) the 90-Day First Product Guarantee’s sole remedy is the coaching redemption described in Section 7; and (f) the Company reserves all legal rights and remedies described above.